When we reach adulthood there are a lot of responsibilities which we can struggle to cope with right away. We suddenly have to balance our personal lives, exercise, social life and work life while staying on track with our finances and not going completely crazy.
Like many of my peers, I know that there comes a time when we must cut those apron strings and learn to stand on our own two feet. Inevitably, this means no more bank of mom and dad!
If you find yourself dreading the very word budgeting, you are not alone! In fact, for some, the mere mention of the word is enough to conjure up the dullest and dreariest of tasks, involving rows and cells on mind-numbing spreadsheets!