Interview with Ashley Bodi - Bussinessbeware.biz

Ashley Bodi

Is the customer always right? Not all the time says Ashle

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y Bodi, Co-Owner of Business Beware, a company that helps business owners deal with those “hard to please” consumers and fight back against those non-paying, and sometimes downright shady customers. Check out what Ashley had to say in this YGG interview.
We know you’re a “Young Go Getter”, but so our readers know, how old are you?

I just turned 27 in February in which I am still trying to process haha!

Can you tell us the quick history about yourself, and what drives you to succeed?

I think I knew when I had my first lemonade stand as a kid that I had the entrepreneur bug inside of me. Although I sort of denied it for a long time and went to college on a volleyball scholarship and went in undecided like the other 80% of people going to college do. I was never into the whole school thing, I loved to learn what interests me not something you have to read on a book list. In college I debated on what I wanted to do mostly because you have so many telling you that you have to decide on this one thing to do for the rest of your life and who truly knows what they want to do the rest of their life? I ended up graduating in 2005 with a Communications and Marketing degree. I still didn’t know what I truly wanted to do although in the back of my head I had that thought of being an entrepreneur. It’s tough though because people and society don’t encourage entrepreneurship although most jobs would not be here today without those who thought outside of the box and started the businesses they did. I headed out to Los Angeles to work on a documentary because I thought it was something I wanted to do and it sounded awesome at the time but soon after I got out there I realized that this was not where I was supposed to be. Not too long after that my dad called and asked if I wanted to come to FL to work for the family businesses and I took him up on it. It was when I started to work with my dad that I noticed what the other side looked like when dealing with all kinds of customers. With every job you deal with customers but it’s a completely different thing when you’re the owner, believe me I had no idea. And that’s when it hit me about something my dad and I had talked about when I was getting out of college…he said that there should be a site where businesses can warn each other about problem customers like something of a reverse Better Business Bureau. I went to him one day after we just fired one our problem customers and said “we have got to create this site, it’s time to stop customers like this who take advantage of businesses.” And so from that day on BusinessBeware.Biz was born. I knew I had my work cut out for me with having to teach myself how to build a site that could function how we wanted it to and to get the word out about it was going to be a challenge too, or so I thought. There were many nights I stayed up until 2 or 3 am working on this concept and had whiteboards with information all over my condo for months. We finally launched the site in May of ’08 and since then cannot believe the awesome feedback we have received with helping businesses all over the country. After about 6 months we had businesses from Canada contact us wanting us to open it up to them as well so we added them soon after that. Since then Business Beware has become a voice for the business owners.

We know you are a younggogetter, but I am sure there is more to you than that. What are some other jobs you have done prior to you current one or new projects you are currently working on?

Well since I had no idea what I wanted to do I worked a lot of different jobs just to make ends meet or extra money in college. I have worked in/at retail, restaurants, gyms, been a lifeguard and others that I don’t really regret because they made me the person I am today. I think it’s important to work at jobs you don’t necessarily like because then you figure out what you do like and you learn to suck it up and just do it.  I love to be inspired and I love to inspire people as well. I think you learn from each other and it’s amazing what you can learn from other people and their businesses. If it was not working for the family business over the past few years I don’t think I would have had the passion for Business Beware like I do right now, so things always work out and happen for a reason. Right now I am focused on Business Beware and the radio show we launched a few months ago. It’s a lot of work getting that radio show together on top of running Business Beware, but I would not trade a single second of it. I’m also focused on showing others my age, younger or even older that it’s okay to go after what you want and don’t let anybody tell you it can’t be done. In my parents words “the sky is the limit.” I love meeting new people and talking with them about what they do, it inspires me both with my work and life. Life is too short, so do what you love.

Adversely, what has been your biggest vice?

I tend to get really creative and always trying to think outside of the box with Business Beware and other things I do. I’m always coming up with new ideas and others have to remind me, what you have is good! My programmer Shelley, always has to bring me back to reality with my creativeness when I get new ideas so I am thankful she keeps me straight with that. And with the creative thinking I will stay up late researching things and learning more even when I’m just flat out exhausted but what do you do? I love to learn!

What can we expect next from the talented Ashley Bodi in the near future?

I am truly focused with seeing Business Beware and the radio show through. I have a huge respect for business owners after seeing the other side and working for the family businesses. I respect my father and mother so much for what all they have endured and done for our family through their business. Any family or small business for that matter staying afloat right now with the economy is just amazing. A lot of that comes from the passion they have for what they do. I want to help businesses any way I can and let them know that no matter what business they have Business Beware has their back. Consumers have so many outlets where they can voice their thoughts about a business but why is it wrong if businesses want to warn each other about problem customers? It’s a two way street and even most customers would second that. We are not a blacklist site, it’s about letting both sides communicate with each other and hopefully work out the situation and letting business owners know what they’re getting into before they do a job. The radio show is also something I really want to concentrate on. There is nothing else out there like it. No one is taking a stand to say “hey the customer is not always right.” Our show is about the other side and why they are not always right and different situations where the customer has given the business a headache. It’s such an untouched topic because everyone wants to complain about how businesses did them wrong but the news never talks about what happens when the business owner gets scammed by a problem customer. So my focus at the moment is the site and the radio show and being a voice for businesses all across the country. And you never know I always have a few tricks up my sleeve, so watch out!

Everyone starts to feel burn out on a project every now and then. What do you do to keep yourself motivated and focused?

Everyone can always feel burned out at some point but honestly I have never felt that way with working on Business Beware. In the beginning I won’t lie that I felt like banging my head against the wall many times trying to create the site etc. but everyday it’s a new day and I am motivated by those I meet and businesses I learn about. If I ever come to a bump in the road somehow it all works out, which is awesome. I think if you are truly passionate about what you do then you won’t get burned out you will look forward to every minute of every day and if you do go for a nice long run!

Can you give us three tools that you use every single day to make your life as a younggogetter more efficient, productive, or fun?

Oh man, I am such a technology fanatic it’s sad. I don’t know what I would do without my blackberry. Seriously, I try to keep a planner and I start out great but I always forget about it and don’t use it. So I keep up with everything on my phone and with us being an online site email is such an essential to my everyday work. It’s awesome that I can check my emails no matter where I am and get back with people quickly. My computers are right up there too. I have a desktop pc and an Apple lap top (yeah I know it’s like a double standard there). I use both to get things done throughout the day and while working on other projects I currently have going on. And of course we can’t forget the iPod. I love music and it’s amazing how music can put you in a certain mood. I use the iPod at the office and occasionally sing along (yeah it’s not that pretty) because it keeps me focused and upbeat at the same time. It’s also my way to end the day with a nice run and the tunes pumping!

What is your favourite quote?

Ah, I have so many quotes I love and that motivate me but this one I always love, “There is no such thing as limits to growth, because there are no limits to the human capacity for intelligence, imagination, and wonder. –Ronald Regan.”

And last but not least, if you could give one piece of advice to fellow Young Go Getters, what would it be?

Never give up. It takes a lot to be an entrepreneur and many don’t understand why you would want to go against the flow and do something on your own because it’s risky. Well sure it’s risky, anything you do in life is but to say that you built that business/company/organization is a great feeling. Don’t let those people get you down when they are not on board with your ideas, they just are not in the same mind set as you and when they tell you it can’t be done just reply with “watch me.” Some of the biggest names today were turned down or told no many times before they succeeded and it can be tough to hear no but take that and let it drive you even more. When I get told no, I am moving on to the next person to say yes and my drive is stronger than ever and that’s how you have to be as an entrpreneur. Yes, you are going to hit some ruts but if we didn’t have ruts on a mountain how would we be able to climb it? You can’t climb a smooth surface mountain, it’s impossible. So if you believe in something then go for it and don’t let the others bring you down.

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Expanding your Online Business with a Merchant Account

Today, consumer attitudes and preferences are increasingly favoring credit cards when paying for their everyday purchases. Expanding your businesses payment options to include credit card processing can improve ROI, increase competitiveness, as well

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as increase customer loyalty and satisfaction. Having credit card processing in place is a great decision for pretty much any small business no matter what industry or sector you operate within. The first step in processing credit cards is getting your business set up with a merchant account.

A merchant account allows a business to accept payments made by either debit or credit cards. Since credit card companies rarely directly transfer funds into a business’s bank account, a merchant account provider acts an intermediary between credit card providers and the business.

The initial step that you need to take when getting a merchant account is determine the type that best suits the needs and nature of your business. There are a couple varieties of merchant accounts currently available on the market, all designed towards different types of businesses. For example, there is the retail account, which is the most common type of merchant account in use today. These are geared more towards brick and mortar shops and businesses that operate traditional storefront operations. Another type- internet merchant accounts, allows a business to accept credit card payments through their website via a virtual terminal. There are MTO’s(mail order, telephone order), mobile accounts, wireless accounts and other various niche accounts that round out the rest of the market.

Determining the type that will best fit your business will help you figure out what lenders to apply to as well as what services your store will best benefit from. Remember, that there isn’t a one-size-fits-all approach when it comes to merchant accounts. In making your decision, some factors to take into consideration are the types of products/services your business sells, size of the business, business strength, a provider’s prices and fees, as well as the services they provide. Many of the large merchant account providers offer a range of ancillary products and services including check conversion, fraud protection, and gift & loyalty card solutions.

Prices and fees associated with a merchant account can vary depending on the provider and type. Typically, providers charge a fixed fee for every transaction in addition to taking a percentage. There are also associated setup fees, monthly fees, and some vendors require a monthly minimum amount of orders. For businesses that conduct business on or over the internet (card not present transactions) lenders will apply slightly higher rates and fees. For example, many major merchant account providers like North American Bancard and Pay Pal charge more for “card not present transactions” especially if a business only accepts certain cards.
Below is a list of common fees that providers typically charge:

· Chargeback fees
· Transaction fees
· Discount rate
· Address Verification fee
· Monthly minimum fee
· Statement fee
· Internet Gateway Fee
· Annual fee
· Cancellation fee
· Hidden Fees

Be sure to shop around in order to find the best contract because the costs can vary greatly. While there are a lot of reliable lenders out there offering good deals, there are also plenty looking to take advantage of naïve owners. For more information pertaining to merchant accounts look here: Understanding the basics of a merchant account can help you to select the best option for your business. Take the extra time and conduct proper due diligence when shopping for a merchant account to make the most from your hard-earned dollar.

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Business Paradigms: The Balanced Triangle

Many of you will be familiar with this business triangle, and you may use different words, but for simplicity (and design) I’ve simplified this paradigm. This is often called the balance act in the business world, and when people ref

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er to the balance act, they’re often referring the struggle to balance between Quality, Cost, and Efficiency. We’re going to look at the Balanced Triangle and identify what it takes to keep your business balanced and running smoothly.

High Costs

Balanced Business Triangle. Business is high quality and fast turnover, but has to charge moreIf money isn’t an object, then quality and efficiency are easy for a business. You can pull an any amount of resources needed to get the job done with this triangle. The problem is that high costs are usually only justified in the consulting industry (lawyers, doctors, advertising, etc) because the consumers looking for these services have been brought up by society to know that you get what you pay for, which can be really practically worthless if a consumer “cheaps out” in any of these services.

Long Wait

Balanced Business Triangle. Business is high quality and affordable with a sacrifice of time and efficiencyIf the consumer isn’t in a rush, it’s often easy to find a company that will provide high quality at cheaper prices. This may be hard to see in the retail industry at first, but think of video games for a great example.. When Halo first came out for XBOX it was around $60 at most outlets. After 6 months the price had dropped to $40, and you can now find Halo in the $10 bins at Walmarts around the US. The quality didn’t lower, and the game became more affordable over time.

Poor Quality

Balanced Business Triangle. Business is fast and cheap, but suffers from poorer qualityIn my opinion, this is where 90% of America shops, with retail especially, because we are impatient and cheap. Following the paradigm, if you want something fast and you want it for cheap, you will of course get poorer quality. This is obvious in retail (think of knock-off brands), as well as services, and so on. If you buy tools at Walmart, they’re likely to break with heavy use.. if you go with the first and cheapest lawyer you look up in the phone book, you’re likely to lose whatever lawsuit.

Overall the concept is pretty simple really, but a better understanding will help you become a better consumer. None of the three are better or worse, it all just depends on the situation and preference.

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Interview with Anthony Adams: drinkthc.com your hangover cure!

We know you’re a “Young Go Getter”, but so our readers know, how old are you?
I turned 25 in May, it’s a pretty good age to be.

Can you tell us the quick history about yourself, and what drives you to succeed?cheapest viagra

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I graduated from college in 2006 with a degree in marketing. After being laid off earlier this year, I decided to start my own business (The Hangover Cure at www.drinkthc.com) instead of trying to find another corporate job. And I think that’s what drives me to succeed, I am so petrified at the thought of having to work for other people for the rest of my life that I really don’t have an alternative in my mind. I don’t know what I would do if I had to go get another office job right now. So my biggest motivator is being as happy as possible at all times, which means working for no one but myself. That’s what drives me, I know I only get one shot at this and I don’t want to spend it doing something I hate.

We know you are a younggogetter, but I am sure there is more to you than that. What are some other things you have done prior to your current job or things you are currently working on?
I worked for a small software company here in Dallas out of college, doing Boiler Room style sales calls all day, which I loved. I was recruited by IBM soon after, where I worked as a software sales rep for two years. Currently, I’m working on an eBook dealing with successful online business creation in plain English, a few new supplement concepts for my company, Apollo Nutrition, and looking for distribution for a canned/ready-to-drink version of The Hangover Cure. We are also working on a few potentially massive distribution deals that I cannot get into right now. But 2010 looks like a very good year for my company.

What has been your biggest asset while building your business?
Probably the support of my family and friends, who I am so grateful for. It took a while to convince some people, like my dad, that I wasn’t sitting around all day watching Sportscenter, but he is on board 100% now. My mom is probably my biggest fan and has always offered unconditional support, so it’s nice to be able to vent to her from time to time. Starting and running a business, any business, is mentally taxing with all the ups and downs, so it’s vital to surround yourself with positive, supportive people to counter-balance all the doubters out there. That’s really all you need; people who care about you. The rest works itself out. Get that strong inner circle and make sure they know they are appreciated.

Adversely, what has been your biggest vice?
I’m not sure if I would call it a vice, but math was always my worst subject in school, so anything involving numbers, and there is plenty of it with what I do, gets really old, but it’s just part of the gig. I’m not a big fan of spreadsheets though.

What can we expect next from the talented Anthony Adams in the near future?
It’s tough to say, with the way technology is changing right now and the fact that I run a primarily online-based business. I’d like to get involved more with social media on a personal level, maybe add a blog to www.drinkthc.com to connect with customers. I have a number of projects in my head I would like to get to at some point soon, I just need to sit down and prioritize my time over the next year.

Everyone starts to feel burn out on a project every now and then. What do you do to keep yourself motivated and focused?
I have a picture of an office cubicle in my office with the caption ‘never go back’ below it. That’s all the motivation I need. No matter what I am doing, no matter how late I am working or how tedious or mundane my current project might be, anything is better than being back in the cube farm. It’s soul crushing. So whenever I find myself tired or burned out, I just look at that picture. It might sound silly but that really is all the motivation I need to keep going.

Can you give us three tools that you use every single day to make your life as a younggogetter more efficient, productive, or fun
From an efficiency standpoint, I use Gmail as an external storage drive, which helps out a lot. I also like Evernote for storing all the random information I come across online that I can’t possibly remember or organize on my own, it’s like my second memory really and I would highly recommend it for anyone running an online business. Finally, I’m a big fan of Twitter. It’s easily the best way I know to generate free buzz for a product or service online and I think we are just seeing the beginning of its real potential.

What is your favorite quote?
Two come to mind: ‘Try again. Fail again. Fail better.’ by Samuel Beckett and ‘Whenever you find yourself on the side of the majority, it’s time to pause and reflect.’ by Mark Twain.

And last but not least, if you could give one piece of advice to fellow Young Go Getters, what would it be?
If you do something you love long enough, you will be successful. I have no doubt in my mind. But it takes time and you will make mistakes, so make sure you are doing something you like, if not love, because you will be doing it at 2am from time to time while your friends are out having fun. Just because the internet removes traditional gatekeepers and puts a wealth of opportunity at your fingertips, you still have to get out there and grab it. No one throws up a website and sits back collecting $10,000 a month with minimal effort. You are still building a business, so be prepared for a marathon.

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